Resolution options
The best resolution path is the one that fits the balance, the paperwork, and the life behind the numbers.
Compare the paths
These are common paths, not automatic answers. Eligibility, filing compliance, assets, income, and deadlines can change the picture.
If the balance is manageable, paying in full can close the issue quickly—but the payment should still fit into a larger cash-flow plan.
If the balance is manageable, paying in full can close the issue quickly—but the payment should still fit into a larger cash-flow plan.
May fit when
You have access to the funds and want a clean finish.
A payment plan can spread a qualifying balance over time. The amount, term, and filing history all shape what is realistic.
A payment plan can spread a qualifying balance over time. The amount, term, and filing history all shape what is realistic.
May fit when
You can make a consistent monthly payment.
An offer may be considered when the facts support settling for less than the full amount. Eligibility and documentation are substantial.
An offer may be considered when the facts support settling for less than the full amount. Eligibility and documentation are substantial.
May fit when
Your ability to pay and available assets need a close review.
When paying would create financial hardship, collection may be paused while the situation is documented and reviewed.
When paying would create financial hardship, collection may be paused while the situation is documented and reviewed.
May fit when
Basic living costs leave no room for a payment today.
Some taxpayers may qualify to request relief from penalties. The reason, compliance history, and supporting facts matter.
Some taxpayers may qualify to request relief from penalties. The reason, compliance history, and supporting facts matter.
May fit when
Penalties are a meaningful part of the balance.
01
Read the notice, confirm the balance, and gather the filing and payment history.
02
Build the facts, budget, and documentation that make an option supportable.
03
Choose the next step, respond on time, and put a plan in place for what comes after.
Not sure which applies?